North Miami Four Point Inspection

Insurance companies are beginning to request Four Point Inspections to be done more frequently. They will require that these types of inspections be done when purchasing a new policy under them as well as renewing a policy. A Four Point Inspection is nothing like a Full Home Inspection. Although the components in a Four Point Inspection are inspected during a Full Home Inspection, a Full Home Inspection is more thorough. The purpose of a Four Point Inspection is to evaluate the condition of the HVAC, plumbing, roof and electrical systems of a home.

This type of inspection lets the insurance company know whether or not these four systems are in danger of failure within the near future, or whether or not they have been upgraded to meet Florida Building Code standards. Full Home Inspection reports are not a substitute to having a Four Point Inspection report submitted to them as these types of reports involve more information than they are typically looking for.

Upon receiving the report, the insurance company underwriters will determine whether or not the home will suffer from a failure within these four systems. A failure would cost thousands of dollars to repair, which many insurance companies are not willing to pay. For example a neglected roof could potentially cave in, which would cost the homeowner thousands of dollars. The homeowner will file a claim for reimbursement, which will lose the insurance company lots of money. Insurance companies want upgraded and well maintained systems that aren't at risk of causing any trouble when they insure someone under their policy.

  • Wind Mitigation

    Save $$$$

    Insurance companies are required by law to give significant discounts for wind mitigation features. Don't miss out on these huge savings.


    It's no secret that homeowners insurance monthly premium prices have skyrocketed over the years with the recent influx of windstorm events. Because of this, it is making it harder to afford the daily cost of living. There is a way to make it easier on you. By having a North Miami Home Inspections Professional perform a Wind Mitigation Inspection on your home, you can save up to 45% off of your homeowners insurance premiums.


  • Four Point Inspection

    Older home?

    Homes older than 25 years are at higher risk for failure than newer homes, which makes it harder to get insurance policies. Prove to your insurance company your home is worth their investment.


    Keeping up with the appearances of your home is an important aspect of home owning, but many fail to realize the importance of keeping the inner aspects in good shape as well. Your roof, electrical, HVAC and plumbing systems healthy is vital to the longevity of your home. Without either of the systems, the basic functions of a home will stop. North Miami Home Inspections is here to help you with your Four Point Inspection needs, whether it is just for personal knowledge or for insurance company purposes.

  • Roof Inspection

    No house without a roof: Did you know that roof issues are the gateway to a number of in home problems? It is better to detect these issues early before they become huge financial losses.



    Having a thorough investigation of your roof can help you prevent a plethora of problems that stem from a neglected roof. Unfortunately, many of these problems can be overlooked by the untrained eye. The professionals at North Miami  Home Inspections are trained to diagnose and detect any potential problems that many tend to think as normal every day occurrences. This thorough investigation of the roof will look for problems with missing shingles, soft spots, moisture spots, and more.

  • Full Home Inspection

    Peace of mind: Before you buy a home, you should always make sure you know every detail about the home. A Full Home Inspection will tell you everything you need to know about the home.



    Before you buy a home, it is always recommended to have a Full Home Inspection done by a certified professional. Having one done will help you detect potential problems before you invest into a home that needs more money invested than just the initial deposit. Don't judge a house by just its covering, make sure the inner systems are in working order or else you will find yourself regretting all the time and money you've invested into the process.